Dear Dollar Stretcher,
From the total salary what percentage is ideal to spend for various needs, and how much to be saved for future?
Dee

Managing your home finances is one of the most important aspects of keeping house. For a couple this area is extremely important to be on the same page about. Just imagine if one of your were committed to saving for a rainy day and the other to spending to keep up with the Joneses. This could create chaos in the home. So first and foremost come together with a meeting of the minds as to the goals for the household funds. This includes your standard of living and what future goals the family may be working towards.

Have you met Molly Green yet? Molly is a great resource for finding money saving ideas and has a great web site called www.econobusters.com .

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